Saturday, March 15, 2008

Open Question: can i stop my home been reposessed if i coulnt pay my mortgage as i was in a rta that left me dissabled?

i have full medical records from drs,solicitors stati ng my circumstances and that in 6mths i am expecting to be paid out enough money to pay off 44,000 that i owe. i never missed a payment whilste i was working. i have been left dissabled from the rta and owe 2,350 up to date. i am due back at court in 2mths for reposession if i dont come up with 5,000 i lose my home through me been in rta and left unable to work. has anyone out there got any good advice for me?what should and could i do to avoid been homeless. i nhave a claim going and arm due to be settled in 6-9mths time but that is too far away. the judge didnt seem interested in what i had to say and my circumstances. i took a briefcase full of letters,documents, medical repotrs ,solicitor reports and even my income i had before the rta_ the judge didnt even glance at it. ive heard of something the judge can order called "a freeze". is this true?,what is it and can i get it:?"rta was caused by person who had 6previous rta ofences